There’s a dark side to switching insurance companies. New paperwork, new premium payments, new automatic (ACH) withdrawals. Is any of it worth the hassle? Sometimes. Sometimes not. A few years ago, I found myself engaged in a conversation with someone about insurance. Yes. Insurance. People normally don’t yammer on about car insurance but this person [...]
Should You Change Auto Insurance Carriers To Save A Few Bucks?
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Universal Health Care Does Not Work
I’m not sure why the calls for universal health care are getting louder and louder in the face of facts which clearly show that socialized systems that are already in place around the world just do not work. Socialized medicine violates the rights of individuals to make choices about their health care. Government intervention into [...]
Financial Planning 101
Financial planning is both necessary and practical for every single person alive today. I’d say that it is something that no one – at least in a civilized and developed society – can ignore. People do often discount its importance or try to completely evade the issue altogether…to their own detriment. One trend that I [...]
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PPO vs. HMO: Do You Really Need These “Health Plans?”
Today, most everyone has easy access to major medical health insurance in the form of an HMO or a PPO. It may not be affordable, but it is accessible, meaning that these plans are not hard to come by. I keep hearing and reading articles about which is better: a PPO or an HMO…and so [...]
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Some Dividend Companies Are Thriving Even As The Dow Gets Clobbered
I know it has been a while since my last post, but I think it would get pretty depressing writing about the daily fluctuations in the market (and how it ultimately keeps going lower). Even as the Dow makes “record” lows (at least a 5 year record low), there are dividend paying companies that are [...]
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