There’s a dark side to switching insurance companies. New paperwork, new premium payments, new automatic (ACH) withdrawals. Is any of it worth the hassle? Sometimes. Sometimes not. A few years ago, I found myself engaged in a conversation with someone about insurance. Yes. Insurance. People normally don’t yammer on about car insurance but this person [...]
Entries Tagged as 'Insurance & Savings'
Should You Change Auto Insurance Carriers To Save A Few Bucks?
January 19th, 2012 · No Comments · Budgeting & Money Management, Insurance & Savings, Philosophy In Financial Planning
Universal Health Care Does Not Work
January 13th, 2012 · 2 Comments · Current Events, Insurance & Savings, Philosophy In Financial Planning
I’m not sure why the calls for universal health care are getting louder and louder in the face of facts which clearly show that socialized systems that are already in place around the world just do not work. Socialized medicine violates the rights of individuals to make choices about their health care. Government intervention into [...]
PPO vs. HMO: Do You Really Need These “Health Plans?”
January 12th, 2012 · 4 Comments · Insurance & Savings
Today, most everyone has easy access to major medical health insurance in the form of an HMO or a PPO. It may not be affordable, but it is accessible, meaning that these plans are not hard to come by. I keep hearing and reading articles about which is better: a PPO or an HMO…and so [...]
Some Dividend Companies Are Thriving Even As The Dow Gets Clobbered
January 11th, 2012 · No Comments · Current Events, Insurance & Savings, Investing
I know it has been a while since my last post, but I think it would get pretty depressing writing about the daily fluctuations in the market (and how it ultimately keeps going lower). Even as the Dow makes “record” lows (at least a 5 year record low), there are dividend paying companies that are [...]
There Is No Such Thing As A Right To Healthcare
January 10th, 2012 · No Comments · Current Events, Insurance & Savings, Philosophy In Financial Planning
I sell health insurance. I think that it is something that is needed by most families in America. However, I do not support the notion that health care should be a “right” as does President Obama. Get Government out of health care – period. Remove all restrictions, licensing requirements, and regulations, and it will work [...]