There’s a dark side to switching insurance companies. New paperwork, new premium payments, new automatic (ACH) withdrawals. Is any of it worth the hassle? Sometimes. Sometimes not. A few years ago, I found myself engaged in a conversation with someone about insurance. Yes. Insurance. People normally don’t yammer on about car insurance but this person [...]
Entries Tagged as 'health insurance'
Should You Change Auto Insurance Carriers To Save A Few Bucks?
January 19th, 2012 · No Comments · Budgeting & Money Management, Insurance & Savings, Philosophy In Financial Planning
PPO vs. HMO: Do You Really Need These “Health Plans?”
January 12th, 2012 · 4 Comments · Insurance & Savings
Today, most everyone has easy access to major medical health insurance in the form of an HMO or a PPO. It may not be affordable, but it is accessible, meaning that these plans are not hard to come by. I keep hearing and reading articles about which is better: a PPO or an HMO…and so [...]
There Is No Such Thing As A Right To Healthcare
January 10th, 2012 · No Comments · Current Events, Insurance & Savings, Philosophy In Financial Planning
I sell health insurance. I think that it is something that is needed by most families in America. However, I do not support the notion that health care should be a “right” as does President Obama. Get Government out of health care – period. Remove all restrictions, licensing requirements, and regulations, and it will work [...]
How To Self Insure With Life Insurance: Part 2
January 8th, 2012 · No Comments · Insurance & Savings, Philosophy In Financial Planning
Read part 1 of this series if you haven’t done so already. There’s more than one way to self-insure, but you will find that the easiest way is by using a high cash value insurance contract that is designed specifically for cash value accumulation. This should be easy to do for a financial adviser who [...]
The Immorality Of Government Medicine
June 10th, 2011 · No Comments · Insurance & Savings, Philosophy In Financial Planning
Working in the health insurance industry, I agree wholeheartedly with what Dr. Brook has to say about government intervention into the health care industry and the insurance industry.