Can you really measure investment risk? Risk is supposed to be a measure of the likelihood that an event less than expected will occur. For example, if you are flipping a coin and want the coin to land on heads, then the odds of that happening is 50%. The odds of flipping tails is also [...]
Entries Tagged as 'investing'
The Real Effects of Inflation on Your Investments
February 5th, 2013 · No Comments
I don’t want you to be happy about losing money, and I know that sounds stupid…in fact, you are probably saying to yourself “why would anyone be happy about losing money?”
Well, it’s happened before. It’s happening today…and my guess is it will happen in the future. I’ll explain in a moment…
How To Increase Your Retirement Savings
January 15th, 2013 · No Comments
This year, CNN Money reported that 43 percent of Americans have less than $10,000 saved for retirement. If Americans want to someday live off of their savings, then something must change (and fast). What accounts for such low savings rates? While there are many circumstances that could bring out such low savings rates (loss of [...]
Insider Trading: Capitol Hill’s Dirty Little Secret
January 1st, 2013 · 2 Comments
The Securities and Exchange Commission (SEC), if you are not aware, is a government agency that is charged with protecting investors from con artists, like Bernie Madoff. Given that it has a spotty track record, and totally failed to uncover Madoff’s $50 billion pyramid scheme before investors were wiped out, one question that should be [...]
Will You Outlive Your Investments?
December 25th, 2012 · No Comments
As the largest segment of the nation’s population (78 million baby boomers) looks forward to retirement, one would wonder with a Government so full of debt, if that could possibly affect our nation’s new retirees. Sadly, about 20 million of those 78 million Americans only have a net worth of $50,000 or less which means that they will be relying heavily on Social Security – a system that is already stressed. In June of 2006, the Center for Retirement Research added more unpleasant news. They estimate that nearly 43% of Americans simply aren’t saving enough to live a comfortable retirement. But what is “comfortable”?…