Twin Tier Financial

"After having read your site, and talking with you in private, you made everything really easy to follow." - Onisha Williams, Philadelphia, PA

Financial Planning That Really Works



Do You Need Help Right Now?

> Get answers to your financial questions in
   terms you can understand!

> Set realistic - rational - goals!

> Get help with complex financial issues or
   problems!

> Create actionable steps so that you know,
   in plain English, exactly what to do to solve
   your financial problems and achieve financial
   success!

Buy Coaching Time


30 Minutes - $75




1 Hour - $130 **Best Value**

After you have purchased a coaching session, you will be given special instructions, and you may call my office directly at 607-215-4981 to schedule a time that is best for you.


Information Is Constantly Changing. But, Good Financial Planning Principles Are Timeless.


A Few Things You Should Know

The profession of financial planning began in 1969, so it is still in its infancy, really. Nevertheless, there are many individuals who claim to be financial planners, and there are just as many (if not more) ideas about how to save and accumulate money for the future. Unfortunately, many of these ideas are contradictory, even though they sound reasonable on the surface.

Of course, even the idea of "financial planning" itself is open to interpretation by those who claim to be its practitioners and teachers. What is financial planning, really? Even if you can figure out what it means, and what it can do for you, you still have a multitude of choices ahead of you. And, here is where the problem begins...

The prevailing attitude towards the financial planning industry is a negative one. With IndyMac Bank, Fannie Mae and Freddie Mac, Merrill Lynch  and Countrywide giving financial institutions a bad name, and of course Bernie Madoff giving every investment advisor and financial planner a bad name, there's plenty of reasons people can (and do) give for being skeptical of professional financial advisers and the institutions they work for. It's also easier to blame someone or something else for your financial problems rather than take responsibility for yourself. This all adds up to a "victim mentality".

But, being a victim of bad financial advice doesn't necessarily mean that someone else is the cause of your financial problems (unless they lied to you or defrauded you). What it does mean, in most instances, is that you hired a financial planner to tell you what to do with your money. Whether you end up making some money or not is inconsequential. You are relying on someone else to do your thinking for you and that's incredibly dangerous as the followers of Madoff (and countless other small-time con-men) found out - and continue to find out every single year.

Now, there's nothing wrong with hiring a financial planner to help you, teach you, or to guide you. But, the popular vision of a financial planner isn't a guide, coach, or teacher. It's a professional whom you can hire to take responsibility for - and take over - your financial life and future. Stop being a victim of bad financial advice, stop paying financial planners to think for you, and take control of your life and financial situation!



What Am I Offering & What's In It For You?



A Revolution in Financial Planning


Gain access to a revolutionary approach to financial planning that cannot be found anywhere else but here. By becoming a client of mine, you will be able to:

  • Get answers to your financial questions in terms you can understand!

  • Learn a principled approach to financial planning that encourages you to be independent, instead of dependent on authority figures, and is also exciting and simple to understand.

  • Learn how to develop and work towards rational and realistic financial goals!

  • Develop simple, reality-oriented, solutions to complex financial problems with the help of a financial adviser who can sympathize with your financial situation, but will not lie to make you feel better!

  • Learn how to build a precious metals-based savings plan that is safe, secure, inflation-proof, based on real value, and that you cannot lose!

  • Build a simple budget that gives you control over every aspect of your finances; a budget that helps you control your spending habits and savings without having to sacrifice or compromise your personal values!

  • Develop a life insurance plan that will help you self insure, actually reduce the amount of life insurance you need, and become independent - instead of dependent - later on in life!

  • Learn how mutual funds, life insurance, annuities, 401k plans, stocks, bonds, stock options, precious metal s, and any other major investment plan or product works and which one is best for your specific situation!

  • Reduce or eliminate anxiety related to your personal finances and get real peace of mind when it comes to your personal financial situation!

  • Have certainty in your financial plan!

  • Adopt a sound investment strategy that always works regardless of current economic conditions!

  • Learn how to properly allocate your money so that you can stop wasting your time re-balancing or micromanaging your investment portfolio!

  • Discover your true investment risk tolerance through proper goal setting instead of generic asset allocation questionnaires!

  • Learn how to stop being a self-imposed victim of bad financial advice by solving your own financial problems with the help and guidance of a professional financial adviser by your side every step of the way!

Are you ready? Then Purchase Your Financial Coaching Session Right Now:

Do You Need Help Right Now?

> Get answers to your financial questions in
   terms you can understand!

> Set realistic - rational - goals!

> Get help with complex financial issues or
   problems!

> Create actionable steps so that you know,
   in plain English, exactly what to do to solve
   your financial problems and achieve financial
   success!

Buy Coaching Time


30 Minutes - $75




1 Hour - $130 **Best Value**



After you have purchased a coaching session, you will be given special instructions, and you may call my office directly at 607-215-4981 to schedule a time that is best for you.