Twin Tier Financial

"After having read your site, and talking with you in private, you made everything really easy to follow." - Onisha Williams, Philadelphia, PA

Entries Tagged as 'IRA'

Where Should You Invest Your Money?

August 13th, 2011 · No Comments · Investing, Philosophy In Financial Planning, Retirement Planning

Last year, the Wall Street Journal Reported: …there is a precedent when it comes to taxing those who have saved what lawmakers think of as “excessive.” From 1987 to 1997 they imposed a 15% excise tax on annual retirement-plan distributions over $150,000. The tax applied even if other rules forced the account holder to withdraw [...]

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Roth vs 401(k): One More Time

February 12th, 2011 · 2 Comments · Retirement Planning

This past week has been somewhat exciting. I spend some of my downtime reading other personal finance blogs. I recently came across a series of posts discussing the virtues and vices of the traditional 401(k) and the Roth IRA (or Roth 401(k)).  Just in case you’re not familiar with either type of retirement account, I’ll [...]

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Will Politicians Steal Your 401K Or IRA?

January 13th, 2010 · No Comments · Current Events, Retirement Planning

Businessweek posted this gem to their website recently, and I hemmed and hawed over commenting on it here on my blog. Well, I’ve decided to have a go at it. Here is the entire article: The most interesting part of this article is this: The U.S. Treasury and Labor Departments will ask for public [...]

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You Own An IRA, Not A Bank CD…or was it the other way ’round?

March 11th, 2008 · No Comments · Budgeting & Money Management, Investing, Retirement Planning

I actually got the idea to write this when I was sitting down with a senior client, and she could not distinguish between a bank CD and her IRA. Not only did she believe that she owned an IRA and not a CD, but she began to argue with me a bit about the fact [...]

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